Because of the age of your debt CACH, LLC cannot sue you for it. The law limits how long you can be sued on a debt. This is an attempt to collect a debt and any information obtained will be used for that purpose This communication is from a debt collector. Please contact our office to discuss your options If you are unable to accept one of the offers, we take pride in working with consumers regardless of your current financial position. To accept, make your first payment by Jand your second payment by Jand your third payment by Augand your fourth payment by SeptemWe are not obligated to new this offer OPTION 3 You may resolve your account for $1,098.36 in 4 payments of $274.59. The offers listed are not your only options. To accept make your first payment by Jand your second payment by July 17, 2020. OPTION 2 You may resolve your account for $976.32 in 2 payments of $488.16 To accept make your payment by June 17, 2020. OPTION 1 You may resolve your account for $854.28. Greenville, SC 29615ĭRS Reference Number: XXXXXX Original Creditor: Household Finance Corporation II Original Account Number: XXXX Current Creditor: CACH, LLC Reference Number: XXXXX Total Outstanding Balance: $2440.80ĭear XXXXX XXXXXX, The above referenced account has been placed in our office for collection In order to assist you in resolving this debt. Here is a copy and paste of it:ĭynamic Recovery Solutions, LLC 135 Interstate Blvd. I was recently considering just paying it but then yesterday out of the blue I get this letter from them in the mail. It's been there for years and i have no idea what it's actually from although I suspect it was something that was opened by my ex wife. So this account is the only derogatory mark on my credit report. If they are not keeping the appropriate and legal paperwork, they are not allowed to list that account on your reports.Įnjoy the Wiki? Join the community in our main reddit! They are required to keep records that allow them to list that negative information on your report. As much as credit card companies, loan companies, banks or debt collectors can tarnish your credit and financial freedom with a single keystroke, the USA has laws for the consumer - YOU! As much as a car repo company wants to list a $8000 debt on your report it is your legal right to challenge the validity of that debt and the bureaus themselves.
#PO BOX 25759 GREENVILLE SC MOD#
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